Experts suggest equal healthcare access for Nigerians
Some health experts said, the only way to overcome the health challenges in Nigeria is for the rich and the poor to have access to the same health care system through the National Health Insurance Bill.
According to one of the experts, the Managing Director, Ultimate Health, Lekan Ewenla, said, “A good health insurance scheme will help to curb the issue of self-medication and spiritualising of health challenges due to poverty.
“The country needs to adopt a health insurance scheme that ensures both the rich and the poor come under one umbrella.”
He urged health practitioners to look for a way to deal with inflation without compromising the quality of healthcare services given to the people.
“The inflation being experienced in the country is not peculiar to the health care sector. It cuts across all strata of society.
“We are also going through a challenge. The way out is to encourage all the HMOs driving the private health insurance programme to key into the larger poll knowing fully well that health insurance cannot survive on a fragmented poll of the NHIS,” Ewenla added.
The scheme recommended a minimum of 2,500 enrollees per facility, but if a facility has less than the recommended 2,500, they will be operating at a loss. Enrollees in some facilities are not treated well because the primary provider that is the risk-taker does not have the recommended volume.
“For this scheme to work, we need to look at the responsibility of the risk-takers, the primary provider, and the HMOs. Health insurance deals with risk pooling, and risk management deals with volume.
“To address these challenges, we need to put in place mandatory health insurance to have one nation, one health. The newly envisaged health insurance will be nationally controlled and locally driven.
“States will be the ones to drive the insurance programme with harmonised benefit packages. Compulsory health insurance and health under one roof is the way to go, making all the states across the country have a uniform product.”
Earlier, the outgoing chairman of the board, Mr. Dahiru Muhammed, also stated that change was not easy to accept, adding that this had played out in the reception of Nigerians towards the health insurance scheme since 2005 when former President Olusegun Obasanjo introduced the legislation.
Regarding the health insurance bill and its implementation, Muhammed said, it will work, but it would be a herculean task because if we force it.
There would be a need for a lot of education, publicity, persuasion, and cajoling to enlist people into the scheme. The best way to go through it is to go through the local government.
“The progress of Nigerians towards accepting health insurance is very slow, most people believe that the government should provide health services rather than the private sector. I must give credit to former President Olusegun Obasanjo, who took the initiative to introduce the health reform which gave birth to the health insurance scheme,” He said.
Punch
